Specialty Loan Programs

You’re Not Standard. Why Should Your Mortgage Be Standard?

Self-Employed Borrower: Bank Statement Mortgage

• Self-Employed Solutions: An alternative to income requirements for self-employed borrowers
• 2 years in same business
• 24 months business or personal bank statements
• LTVs up to 90%
• Credit Scores down to 580

Debt Service Coverage Ratio Mortgage (DSCR)

Debt-Service Coverage Ratio (DSCR) is a measure of the cash flow available to pay current debt obligations.

The ratio states net operating income as a multiple of debt obligations due within one year, including interest, principal, sinking-fund and lease payments.

Fix & Flip for Investors

A hard money alternative for investors.

Condo Investor

Financing a condominium may not be as straightforward as you’d think. The percentage of owner-occupants in the development, the construction status, the solvency of the condo project and other factors can affect financing.

Piggy Back Loans

Private Mortgage Insurance? No Way!

Extended Rate Locks

With Locks as long as 360 days, you can rest assured knowing you’re protected.