Specialty Loan Programs

You're Not Standard.  Why Should Your Mortgage Be Standard?

Self-Employed Borrower

Bank Statement Loan

Self-Employed Solutions: An alternative to income requirements for self-employed borrowers

2 years in same business

24 months business or personal bank statements

LTVs up to 90%

Credit Scores down to 580

Extended Rate Locks

With Locks as long as 360 days, you can rest assured knowing you're protected.

Debt Service Cover Ratio

Debt-Service Coverage Ratio (DSCR) is a measure of the cash flow available to pay current debt obligations.

The ratio states net operating income as a multiple of debt obligations due within one year, including interest, principal, sinking-fund and lease payments.

For example, the percentage of owner-occupants in the development must reside at a certain level. The construction status, the sovency if the condo project and other factors may also influence your ability to finance your project.

Fix and Flip for Investors

Hard Money Alternative...

Condo Investor

Financing a Condominium may not be a straight forward as you'd think. There are many factors that can effect financing.

Piggy Back Loans

Private Mortgage Insurance?  No Way!