Online Calculators - Refinance Break-Even Point Calculator



Mortgage clients refinance their mortgage various reason.  

They may want to lower their interest rate or loan term – That can save you thousands of dollars over the life of the loan.  

Others may use the equity from their home for home improvement project, consolidate debt or to pay for school tuition.

There are usually some costs associated with a refinance. This calculator can help illustrate the costs and benefits and just how long it’ll take before you break even.

Refinance Break-Even Point Calculator

Calculate the number of months to break-even if you refinance the loan.

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.


New Monthly Payment


Monthly Savings


Number of months to break even

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